For Canadian commercial lenders · free forever

A file you candecide on inone read.

Brokers on Levercomm send you files that arrive ready: rated, underwritten, every risk explained up front. Teaser first, NDA second, then the full package.

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Account managers and BDMs join free, on their own

Levercomm film for lenders
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A file you can decide on in one readThe film · 44 s
Credit file · examplefrom broker@theirfirm.ca

Les Jardins Saint-Laurent

24 units · Montréal · CMHC MLI Select refinance

Request$4.75M5-yr term · 50-yr amortization
Levercomm Rating76 / 100
B
NOI
$269.7K
$11,236 / unit
DSCR min 1.10x
1.08x
LTV max 95%
79.8%
Debt yield
5.68%
NOI / loan
  • Read first · watch items
  • DSCR 1.08x, just under the 1.10x floor
  • Request sits $66,254 above DSCR sizing; sponsor open to $4.68M
  • WALT 0.5 years, typical for residential
14 pagesRating B · 76NDA first

Demo deal. Example Rating. Not a credit rating or a lending decision.

  • Credit unions
  • Banks
  • Life insurers
  • Trust companies
  • Caisses
  • Approved lenders

The file

Same deal. One read.

How a refinance often lands today, and how the same deal arrives through Levercomm.

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One email · one packageDemo deal

Les Jardins Saint-LaurentLender package · 14 pages · from the broker's own email

B
NOI
$269.7K
DSCR
1.08x
LTV
79.8%
Debt yield
5.68%
  • Risks, explained up front
  • Coverage is tightDSCR 1.08x at base; the sponsor can size down to $4.68M or add equity.
  • Leverage above conventionalInsured program allows up to 95% LTV; 79.8% leaves room.
  • Short lease profileTypical for residential; 96.8% occupied with market rents.
T12Certified rent rollAppraisalNet worth statementEnvironmental Phase I
1email
14pages, rating first
6Rating factors

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The fourteen pages that arrive, and templates by deal type

What arrives.

The fourteen pages of the demo deal, in the order a credit committee reads them. The first four are open here.

01 / 14
01Cover
02Why this loan works
03Deal summary
04Levercomm risk rating
05Property
06Underwritten operations
07Rent roll
08Location
09Borrower
10Loan structure
1110-year cash flow
12Risk and sensitivity
13Underwritten operations
14Back cover

Demo deal package. Pages 1 to 4 open here; full packages arrive with each file you receive.

7 standard templates, by transaction type

The same structure for every deal of that type.

Every construction file reads the same way, so you find the budget and the draws in the same place each time. The same holds for each type below.

  • 01StandardCMHC MLI Select purchaseLeads with points, affordability, energy and accessibility
  • 02StandardCMHC MLI Select refinanceLeads with points, affordability, energy and accessibility
  • 03StandardCMHC Standard RentalLeads with the DCR test
  • 04StandardConventional termLeads with DSCR and debt yield
  • 05StandardConstructionLeads with budget, draws and cost-to-complete
  • 06StandardBridgeLeads with the exit plan
  • 07StandardLandLeads with zoning, entitlements and exit

Advanced templates, rolling out

  • Rolling outMezzanine and second-position financingLeads with the full capital stack, combined LTV and intercreditor terms
  • Rolling outJoint venture and preferred equityLeads with the equity waterfall, sponsor returns and promote
  • Rolling outCMBS conduit loanLeads with debt yield, stressed DSCR and lease rollover
  • Rolling outHotels and hospitalityLeads with RevPAR, ADR, occupancy and the brand flag
  • Rolling outSeniors housing and retirement residencesLeads with care mix, occupancy ramp and operator strength

The Levercomm Rating

Read the risk first.

One letter, a score out of 100, six factors. Tap a factor to see the evidence behind it, page by page.

Demo deal · B 76 / 100

Example Rating. Not a credit rating or a lending decision.

Evidence quoted from the demo deal package. Weighted average of six factor scores (0–100).

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How files reach you: teaser, NDA, package, reply

03  How it works

Open only whatfits your box.

Teaser first. NDA second. The full package only when the deal fits. Then you reply to the broker directly.

Frombroker@theirfirm.ca
Toyou@yourlender.ca
Subject24-unit multifamily, Montréal · $4.75M
Insured MLI Select refinance. Sign the NDA to receive the full lender package.
Levercomm Rating 76 / 100
Request
$4.75M
DSCR
1.08x
LTV
79.8%
Units
24

The teaser arrives first.

From the broker's own email, in English or French. Size, asset, market, program and the Levercomm Rating: enough to see if it fits your box.

  • Not a fit? Pass. There is nothing else to open.
  • Levercomm never sends on anyone's behalf.

Example emails. Addresses are placeholders.

Your criteria

Set what you want to see.

Rating, asset type, program, size and more. Set them once, and broker files that match are routed to you.

You

Use your work email at the lender.

What you want to see

Minimum Levercomm RatingB and up (70+)
Asset types
Programs and deal types
Position
Loan size
Max LTV
Min DSCR
Term and amortization optional
Term
Amortization
Provinces
Markets
Recourse
How you want deals

Deals routed to you

Matched on your criteria. Levercomm does not lend and does not guarantee deal volume.

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Join on your own, without waiting for your institution

  • Free forever, no card, no paid priority
  • Files are matched on your criteria. Levercomm is software: it never lends and does not guarantee deal volume
  • Brokers contact you from their own email

Lender Network

Free. Forever.

One plan for every lender. No paid plans, and no paid priority, ever.

Lender NetworkFree forever
$0forever

Join once, publish your own contact, and receive rated, underwritten files from brokers whose deals fit.

Account manager or BDM? Join free on your own

What you get

  • Rated, underwritten packagesFrom brokers whose deals fit your programs
  • The Levercomm Rating on every teaser and packageOne letter, a score out of 100, six factors
  • Teaser first, NDA second, then the full packageYou open only what fits your box
  • Straight from the broker's own emailYou reply directly, from yours
  • Your programs in LeverLink matchingMatching is on your lending box alone
  • Your contact, published by youLevercomm never hands out anyone else's
  • Edit your lending profile yourself Coming soon

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What it costs, who it is for, how to leave, and questions

  • Price$0for every lender
  • Plans0paid plans
  • Priority0paid priority

No call needed

Decide without a call.

Who it is for, what you get, what happens after you join, and how to leave. Then the account is yours to run.

01Who it's for
Credit unions, banks, life insurers, trust companies, caisses and approved lenders across Canada that lend on commercial property.
02What you get on day 1
A lender account with your programs in LeverLink matching and your own contact, published by you. From then on, teasers, NDAs and full packages from brokers on Levercomm whose deals fit your programs, each with the Levercomm Rating, from the broker's own email.
03What happens after you join
  1. Enter your work email and institution type. No card.
  2. Open the link we email you to finish joining, and set your programs and your contact.
  3. Teasers arrive from brokers whose deals fit. Sign the NDA only on the ones you want.
  4. Reply to the broker directly, from your own email.
04What it costs
CA$0, for every lender, forever. There are no paid lender plans, and no one can pay for priority or a better match.
05How to leave
Unsubscribe from Levercomm emails with the link in any of them. To close your account, write to support@levercomm.com; your account details are then erased.

Before you start

Who runs Levercomm
Levercomm, a Canadian company in Montréal, Québec.
Your data
Your client documents and deal files stay in your own Google Drive. Levercomm reads them to run the analysis and build your packages, and does not keep copies. AI analysis is processed by Anthropic’s Claude; Anthropic does not use it to train its models. Delete your account and your account details are erased; backups are overwritten within 30 days.
Cost
Free for lenders, forever. No card, no trial to end, nothing to cancel.

Questions.

The short answer

Is it really free, forever?

Yes. Lenders are free forever. It is the only lender plan: there are no paid lender plans, now or later, and no card is needed to join.

And

Can anyone pay for priority or a better match?

No. There is no paid priority, ever. LeverLink matches on your lending box alone, and Levercomm does not accept payment for placement, priority or referrals.

What types of files will I receive?

Canadian commercial real estate financing files, each in a 14-page package built for its deal type: CMHC MLI Select purchase and refinance, CMHC Standard Rental, conventional term loans, construction, bridge and land. Advanced templates are rolling out: mezzanine and second-position financing, joint venture and preferred equity, CMBS conduit loans, hotels and seniors housing. Every package carries the Levercomm Rating with its six factors, so you can decide in one read. Brokers and owners send them from their own email.

Who sends me packages?

Brokers, from their own email. The teaser comes first, then the NDA, then the full package. You reply to the broker directly.

What happens to our contact details?

You publish your own contact, and you decide what it says. Everyone publishes their own; Levercomm never hands out anyone else's.

What is the Levercomm Rating?

An analytical score produced by software from the documents provided: a letter and a score out of 100 across six factors, with strengths and watch items. It is not a credit rating or a lending decision. Your credit team decides.

Is Levercomm a lender or a broker?

Neither. Levercomm is software. Brokers use it to underwrite, rate and package their deals; lenders receive those packages free.

Can I edit our lending profile myself?

Self-serve profile editing is coming soon. Until then, you set your programs and your contact when you finish joining, from the link we email you.

After you join

From sign-up to your first file.

Six steps. Free forever, no paid priority.

Levercomm is software, not a lender or a broker. Files are matched on your criteria; volume is not guaranteed.

Lenders · free forever

A file you can decide on in one read.

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  • No paid priority, ever
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